Anthem Blue Cross Blue Shield of
Colorado Health Insurance Plans
As an authorized agent for Anthem Blue Cross Blue Shield of Colorado, ColoHealth is proud to offer the lowest rates available on Anthem BCBS health insurance plans. Our site has complete information and instant quotes, and we are available to answer any questions you have.
Anthem BCBS – Connect for Health Colorado Plans
Anthem Blue Cross Blue Shield of Colorado offers their ACA-qualified health plans in the Gold, Silver, Bronze, and Catastrophic categories on the Connect for Health Colorado (CFHC) marketplace. Options also include Health Savings Account plans (HSA-qualified). These plans can be paid for using premium tax-credit subsidies for those earning less than 400% of the federal poverty level.
Many of Anthem’s subsidy-eligible plans are HMO plans, so we recommend that you confirm that your favorite doctor is participating in the network if you’re interested in an HMO plan. Anthem HMO plans offer large networks of doctors, specialists and hospitals. Dental coverage is also part of some BCBS HMO plans.
Anthem also offers its PPO (Preferred Provider Organization) plans on the Colorado exchange. These plans have a nationwide network of doctors and hospitals, and unlike HMO plans, you don’t have to see doctors in the defined network. Do keep in mind however, that these plans reimburse at higher amounts for costs associated with in-network doctors, so seeing someone outside the network will increase your out-of-pocket costs.
Anthem BCBS – Off-exchange PPO Plans
Anthem Blue Cross Blue Shield of Colorado also offers ACA-qualified health insurance plans outside of the CFHC marketplace. Those who don’t qualify for government subsidies will find more options, and slightly lower prices.
Their HMO plans offer large networks of doctors, specialists and hospitals. Their PPO plans offer even greater flexibility to choose among doctors and hospitals, but also typically have premiums that are 30 to 35 percent more. Check to confirm your doctor’s participation in any network you are considering.
Connect for Health Colorado Certification
Your ColoHealth Personal Benefits Manager is certified on the Connect for Health Colorado health insurance exchange to help you through the enrollment process. If you are signing up through the government site and applying for tax credits in order to minimize your premium, you’ll be glad you have an expert Personal Benefits Manager by your side. We’ll also be with you year after year, to help you stay in the best-priced and most advantageous plan for your needs.
We’re happy to help, and our services cost you nothing. Call us at 800-913-6381.
COLORADO HEALTH INSURANCE INFORMATION
- Plans approved and authorized under the Affordable Care Act
- Covers Pre-Existing conditions
- Low cost subsidized plans available to those earning
< 400% of the federal poverty level
- Unlimited lifetime benefits
- Available during open enrollment (November 1 – January 15), or if you qualify for a Special Enrollment Period
COLORADO HEALTH COST-SHARING INFORMATION
- Not health insurance, but a way for like-minded individuals to share medical expenses
- Waiting periods on pre-existing conditions
- May exclude sharing for certain conditions or activities
- Enroll any time
- Much lower monthly cost than unsubsidized health insurance