ColoHealth – Health Insurance Made Easy
At ColoHealth, we believe health insurance should not be so complicated, or expensive.
Since 2001, ColoHealth has been helping Coloradoans make sense of their healthcare options, and find alternatives that provide better coverage at a lower cost.
We help anyone in Colorado who is looking for ways to reduce their healthcare costs. We particularly specialize in helping people who do not qualify for a subsidy through the Affordable Care Act.
As an alternative to health insurance through carriers like Blue Cross Blue Shield and Bright Health, we can also help you join a low-cost health sharing plan such as OneShare Health, a non-insurance alternative.
Direct Line: 800-913-6165
Retirement Income and
Estate Planning Expert
Direct Line: 800-913-2776
Direct Line: 800-913-5271
ColoHealth believes in equal opportunities for all individuals. Read more about our Non-discrimination Policy.
The ColoHealth “Health Coverage Optimization Program”
Our clients find that once we understand their needs and concerns, we can offer alternatives that can sometimes save them thousands of dollars.
Once they enroll with us, we then take care of them year after year. No more having to re-shop your coverage every year.
There are 3 easy steps to get started:
RUN A QUOTE
Run a quote to look at your options. Also consider looking at health care sharing plans.
CHOOSE A PLAN
Choose a plan, or schedule a time to talk to one of our Personal Benefits Managers.
Give us a call at (800) 913-6381 for the easiest insurance shopping experience you’ll ever have! Just see what our clients have to say about the results they’ve experienced through a ColoHealth Personal Benefits Manager.
How It Works
Review all available plans in the area
The first thing we do is help you look at the plans that are available in your area.
Make sure your doctors are in the network
From there, we’ll talk about the doctors and hospitals that you like, and that are closest to you. We’ll ensure that the plans you’re considering give you access to those providers.
Explore cost-saving options like HSA plans or health sharing programs
We represent multiple companies in Colorado with virtually hundreds of plans.
Personal Assistance When You Need It
Your Personal Benefits Manager is available to you from the time you start looking for a plan for as long as you have a plan. You will be given their direct phone number and personal email address, so you can reach them whenever you need assistance. We believe in a personal touch.
All of our clients are eligible to participate in our Financial Protection Program, a simple six-step program to ensure your financial security and peace of mind.
When it comes to your healthcare coverage, you deserve to have an advocate on your side.
HEALTH INSURANCE INFORMATION
- Plans approved and authorized under the Affordable Care Act
- Covers Pre-Existing conditions
- Low cost subsidized plans available to those earning
< 400% of the federal poverty level
- Unlimited lifetime benefits
- Available during open enrollment (November 1 – January 15), or if you qualify for a Special Enrollment Period
HEALTH COST-SHARING INFORMATION
- Not health insurance, but a way for like-minded individuals to share medical expenses
- Waiting periods on pre-existing conditions
- May exclude sharing for certain conditions or activities
- Enroll any time
- Much lower monthly cost than unsubsidized health insurance