OneShare Health, formerly Kingdom Healthshare, is a healthcare sharing ministry founded by a team of expert health care professionals. OneShare Health offers three levels of healthshare plans – classic, complete, and catastrophic – for individuals and families. These plans are not health insurance but rather health care sharing plans in which groups of like-minded people come together to share medical expenses. Monthly contributions start as low as $125 for individuals, $210 for individuals + one, and $310 for families.
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All three programs are capped at a maximum lifetime sharing amount of $1,000,000. OneShare Classic is the most popular program because of low monthly costs, extensive everyday services and hospitalization, and added values like vision, dental, and hearing benefits.
Monthly contributions start as low as $125 for individuals, $210 for individuals + one, and $310 for families.
Services such as primary care, specialists, urgent care, hospitals counseling, and outpatient therapy and more are included.
After a 90-day waiting period, annual preventative exams, including physicals, GYN visits, and immunizations, are eligible for sharing.
Diabetic Discount Supplies
20% – 30% off retail price
Disposal Medical Supplies
20% – 40% off retail price
100% shared (in-network)
Vision Discount Services
Save 20% – 40% off the retail price of eyewear with the EyeMed Vision Care Access Plan D discount program. Discounts on exams, eyewear, and contact lenses from more than 90,000 providers nationwide.
Dental Discount Services
Save 20% on orthodontics and 20% – 60% on most dental procedures including routine oral exams, unlimited cleanings, and major work such as root canals, crowns and dentures.
Prescription Discount Services
Receive 15% – 80% savings on generic drugs and 15% – 25% on brand name
drugs. Get access to over 60,000 pharmacies.
The PPO Network for this plan is First Health, the nation’s first Provider Network specifically designed for a health sharing organization.
- Contact your telemedicine provider if it is something you may be able to handle over phone or video.
- If you still need non-emergency treatment, contact OneShare’s concierge service.
- The concierge service will set an appointment for you with a local provider, and provide you all the details.
Conditions and Restrictions
Note that these plans are not traditional insurance, and they are not regulated the same way insurance plans are.
For anything other than an accident, injury, or acute illness, there is a 90-day waiting period for all other medical expenses to be eligible for sharing.
Pre-existing conditions are considered to be illnesses treated 24 months prior to your membership effective date.
Pre-existing conditions are covered after a 24-month waiting period from that effective date. However, certain chronic conditions that require treatment to maintain current condition and prevent further problems may be eligible for immediate sharing.
After the individual share amount (ISA) is met, specialist visits are $0 for the rest of the plan year, and diagnostic imaging is eligible for sharing.
In/outpatient surgery has a waiting period of 6 months, but life-threatening emergency services are available immediately.
This is only a brief summary, so please follow the link below to see more details.
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OneShare Catastrophic is best suited for individuals and families who are overall healthy and are looking to join a program that shares mainly catastrophic medical needs.
OneShare Classic is for individuals and families who are concerned about medical needs as well as hospital concerns. Classic is the most popular choice.
OneShare Complete is for individuals and families who want a more complete sharing program and more overall coverage.
Call us at 800-913-0172 to discuss your options with a Personal Benefits Manager, or you can Schedule a Free Consultation.
HEALTH INSURANCE INFORMATION
- Plans approved and authorized under the Affordable Care Act
- Covers Pre-Existing conditions
- Low cost subsidized plans available to those earning
< 400% of the federal poverty level
- Unlimited lifetime benefits
- Available during open enrollment (November 1 – January 15), or if you qualify for a Special Enrollment Period
HEALTH COST-SHARING INFORMATION
- Not health insurance, but a way for like-minded individuals to share medical expenses
- Waiting periods on pre-existing conditions
- May exclude sharing for certain conditions or activities
- Enroll any time
- Much lower monthly cost than unsubsidized health insurance