Select Health Insurance in Colorado
Select Health Colorado offers nonprofit health plans with broad provider access statewide.
All You Need to Know About Select Health Colorado
Many of our clients choose Select Health coverage for their strong network and no-fuss plans.
Thousands of Coloradans trust Select Health Colorado, a nonprofit carrier.
With access to over 50 facilities and 9,000+ providers, they make care more accessible statewide. This includes UCHealth, Intermountain, and Monument Health.
Coverage goes beyond provider access alone. Select Health stands out with simple plan designs and clear options. Plans include $0 virtual visits and wellness rewards of up to $580 per year. Members also benefit from top-rated support teams that are available by phone.
Select Health builds plans that work in your favor, not against you.
$0 Virtual Visits
Select Health includes virtual appointments at no extra cost. Members can see Intermountain or UCHealth doctors for urgent, primary, or mental health needs.
Wellness Rewards Program
Earn up to $580 per year by completing simple wellness activities. These include checkups, screenings, immunizations, and online health classes.
Preventive Care Included
Every plan includes preventive services like annual physicals, routine screenings, and immunizations. These help you stay ahead of health issues all year.
Rx Savings Solutions
Get alerts about lower-cost prescription options, including price comparisons at nearby pharmacies and lower-cost alternative medicines.
Flexible Benefits Card (On Eligible Plans)
Some plans include a spending card for wellness items, like groceries, utilities, gym memberships, or over-the-counter essentials. Eligibility may vary.
Bilingual Member Advocates
Select Health has real people who can help you. Staff provide assistance in English and Spanish. They can help you find doctors, schedule visits, or explain how your plan works.
Broad Provider Network
Access to 9,000+ Colorado providers, including major systems like UCHealth, Intermountain Health, and Monument Health. It also includes several top-rated local hospitals.
Friendly Local Support Team
Speak with a support team that prioritizes your needs. Select Health’s Colorado-based support team helps with everything—fast answers, no long hold times.
Plan Offerings from Select Health Colorado
Individual and Family Plans
Select Health offers Bronze, Silver, and Gold-level plans. It also offers Colorado Option plans. These plans help make everyday costs more predictable.
All plans are available through Connect for Health Colorado. Most members also apply for financial help they qualify for there.
If you qualify for cost-sharing reductions, Silver plans can help lower your costs for routine care and prescriptions.
Bronze plans are a fit for people who rarely go to the doctor. Gold makes sense if you expect to use your plan often.
Colorado Option plans add even more value. You’ll notice benefits sooner and pay less upfront when you need care.
Medicare Advantage Plans
Select Health’s Medicare Advantage plans simplify life. Medical, dental, vision, and prescription coverage work together in one place.
Most plans include $0 visits for primary care, along with tools for mental wellness, fitness, and even transportation.
Members also have access to Rx Savings Solutions. This built-in resource alerts you to lower-cost medication options.
Some plans also include grocery and utility funds, which can help stretch your monthly budget.
The goal is simple: make life after 65 feel easier—not more complicated.
Dual Special Needs Plans
If you have both Medicare and Medicaid, Select Health offers a plan that’s built specifically for your situation.
These plans include $0 for medical visits plus enhanced support for vision, dental, and prescriptions.
The extra help makes a difference in everyday life, without adding more paperwork or out-of-pocket expenses.
Get a Quote & Enroll in Select Health Colorado Today
Getting started with Select Health Colorado is simple—and we’re here to walk you through every step. You can apply online in just a few minutes or speak with our team for one-on-one help.
Here’s what the process looks like:
- Enter your zip code, then click “Show Me Rates Now” to get started.
- Enter your personal information into the quote form and select “View Quotes.”
- Find the plan you want and click the “Add to Cart” button.
- Once you have reviewed your quotes, scroll down and select “View Cart.”
- Select “Checkout” and follow the on-screen instructions to complete enrollment.
What Do Select Health Colorado Plans Include?
| Plan Features | Select Health |
|---|---|
| Deductible | Ranges from $0 to $7,500 depending on plan tier and type |
| Plan Types Available | Bronze, Silver, Gold, HSA-qualified, and Colorado Option plans |
| Doctor Network | Over 9,000 providers in Colorado, including UCHealth, Intermountain, and more |
| Primary Care Visits | As low as $0 on most Silver and Gold plans |
| Specialist Visits | Typically $40–$90, based on plan selection |
| Urgent Care | Starts at $40, or 50% after deductible on some Bronze/Option plans |
| Virtual Visits | $0 when using Intermountain or UCHealth for urgent, primary, or mental care |
| Preventive Services | Included at no extra cost on every plan |
| Prescriptions (Tier 1) | Starts at $10–$30, depending on the plan and tier level |
| Wellness Rewards | Earn up to $580/year for completing basic wellness activities |
| Flexible Benefits Card | Available on select plans; can be used for groceries, fitness, utilities |
| Dental/Vision (Medicare) | Included in all ACA plans; services apply based on plan benefits and network use |
| Maternity Benefits | $0 virtual therapy visits; in-person visits vary by plan |
| Extra Support Services | Member Advocates, Rx Savings, transportation, wellness tools, and more |
Health Insurance Select Health: Pros & Cons
Select Health Colorado Pros
- Strong presence in Colorado with plans in 19 counties, including rural and mountain regions.
- Colorado Option plans offer first-dollar benefits and more predictable out-of-pocket costs.
- Medicare Advantage plans include extras like grocery cards, utility help, and $600 wellness funds.
- Dual Special Needs Plans (D-SNP) come with $0 costs across the board and enhanced support services.
- Members get access to Connect Care + UCHealth virtual urgent care around the clock.
Select Health Colorado Cons
- Limited flexibility outside Colorado unless it’s an emergency or urgent need.
- Cost-sharing on Colorado Option Bronze plans can feel steep until you meet the deductible.
- Medicare plans include dental and vision coverage, but standard Bronze, Silver, and Gold tiers do not.
- Rx tier structure may lead to higher costs for certain brand-name or specialty medications.
- HSA-qualified plans have strict rules. For more flexibility, consider the HSA Secure Plan. It pairs with a health sharing plan.
Add More Value with an HSA MEC Plan
Pairing Select Health with an HSA MEC (Minimum Essential Coverage) plan can increase tax savings. It can also help you stay compliant.
While Select Health offers HSA-qualified plans, many people want more freedom to manage everyday expenses. This is most true when they also use direct primary care or cost-sharing strategies.
Why Pair Select Health Colorado with an HSA MEC?
Adding HSA MEC to your health strategy puts more power—and more peace of mind—back in your hands.
Tax Savings
HSA contributions are tax-deductible, grow tax-free, and can be used for qualified medical expenses—without being taxed.
Long-Term Financial Growth
Your HSA can double as a retirement strategy, with investment options and rollover flexibility that never expires.
Total Spending Control
Use your HSA funds the way you want—on supplements, alternative care, or treatments outside your Select Health plan.
Smart Pairing Strategy
ColoHealth recommends pairing HSA MEC with health sharing or high-deductible plans for more flexibility, savings, and control.
Frequently Asked Questions About Select Health Colorado
How can I find a doctor within the Select Health network?
You can use the “Find Care” tool on the Select Health website to search for doctors or facilities in Colorado. Additionally, Member Advocates are available to assist in finding the right provider.
How do I make premium payments to Select Health?
You can make premium payments online through the Select Health website. Members can also set up automatic payments or make one-time payments without an account.
Does Select Health offer virtual care services?
Yes, Select Health offers virtual care options. These include urgent care, primary care, mental health, and nutrition support. Often, there is no out-of-pocket cost when you use in-network providers.
Does Select Health cover prescription medications?
Yes, Select Health covers prescription medications through its pharmacy network, Scripius, which includes over 45,000 pharmacy locations nationwide.
What wellness programs does Select Health offer?
Select Health offers wellness rewards and preventive care services. It also offers programs like Healthy Beginnings and care management. These services support members’ health and well-being.
What is the Member Toolkit offered by Select Health?
The Member Toolkit offers resources like plan details, claims information, and ID cards. It also includes tools like the Medical Cost Estimator to help members manage their care.
Request an Instant Health Insurance Quote
✔ Plans approved and authorized under the Affordable Care Act
✔ Cover pre-existing conditions
✔ Low-cost subsidized plans are available to those earning <400% of the federal poverty level
✔ Unlimited lifetime benefits
✔ Available during open enrollment (Nov. 1st - Jan. 15th), or if you qualify for a Special Enrollment Period
Request an Instant Healthshare Quote
✔ Not health insurance, but a way for like-minded individuals to share medical expenses
✔ Waiting periods on pre-existing conditions
✔ Enroll any time
✔ May exclude sharing for certain conditions or activities
✔ Much lower monthly cost than unsubsidized health insurance