Colorado Health Insurance and Health Sharing Plans – Understanding your Options
Get your free report, so you fully understand the choices you have, and the pros and cons of each!
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Are you confused about health coverage basics??
We explain the basics everyone should know about health insurance as well as health care sharing programs, so you have a better idea of what each one offers.
Do you know what a health care sharing program is?
This report goes into detail about what a health care sharing program is and what you should expect from its medical cost sharing.
Are you eligible for a premium tax credit (subsidy), exemption or special enrollment period?
We explain the rules that may apply to you and how to apply for health insurance under special circumstances.
Do you know what to look for when choosing a plan?
We show you the details you should consider in selecting coverage. You’ll learn what pitfalls to avoid and how to get expert guidance along the way.
Do you know your options between open enrollment periods?
Our report explains your options when you don’t qualify for a special enrollment period, but still want temporary or additional insurance for you and your family.
Do you understand health savings accounts?
We show you why, after a decade, HSAs are growing to a 36 billion dollar industry. You’ll learn how choosing an HSA-qualified health plan can give you more control over your health care spending, provider choices and preparing for retirement.
Do you know what to look for in choosing a broker?
We outline a checklist for you to make sure the person you are talking to has the knowledge and experience to provide you with the best options.
Dear Colorado Shopper,
My mission is to make getting health coverage easy. I put together this report to give you all the basic information you need so you can confidently choose the best plan for your situation. You will discover how to get the best coverage for the least amount of money from your own pocket.
“Super easy. Exactly what I asked for”
“The process was great. Super easy. Exactly what I asked for.
Diane [Dunning] was great.` Provided everything clearly and to my specifications. Communicative and supportive. No complaints whatsoever. I would recommend you to others.
“My experience with buying insurance through your agency was remarkably pleasant”
“My experience with buying insurance through your agency was remarkably pleasant.
Every part of the application process was surprisingly painless and easy, even the health questionnaire, which is usually a defensive feeling nightmare. In this case, it felt very respectful and amicable.
Your agency has a feeling of supportive proactive partnering, rather than the usual “better-watch-your-back” feel of most health insurance companies.
Anyway, my doctor is also a close friend and similarly minded, and I have shared your info. there as he wishes to refer patients looking for a better option.”
HEALTH INSURANCE INFORMATION
- Plans approved and authorized under the Affordable Care Act
- Covers Pre-Existing conditions
- Low cost subsidized plans available to those earning
< 400% of the federal poverty level
- Unlimited lifetime benefits
- Available during open enrollment (November 1 – January 15), or if you qualify for a Special Enrollment Period
HEALTH COST-SHARING INFORMATION
- Not health insurance, but a way for like-minded individuals to share medical expenses
- Waiting periods on pre-existing conditions
- May exclude sharing for certain conditions or activities
- Enroll any time
- Much lower monthly cost than unsubsidized health insurance