Hi. I’m Justin Brogdon and welcome to ColoHealth.

One of the things I most value about being a part of the ColoHealth team is the opportunity to help people make very important life decisions. I do my best to meet your needs and help you find the best plans for your situation. I realize how confusing and intimidating the whole process of getting health insurance can be so I want to educate you about your options. That’s the surest way to get the coverage that best suits your needs for the lowest possible cost.

I can help you with any of your needs, from health insurance to HSAs to health care sharing programs.


There are many reasons to be unsatisfied with a particular insurance plan. Most of them are expensive, and the insurance companies make you jump through hoops. If your insurance is no longer meeting your needs or you’re paying too much for the coverage you’re getting, I can help you find you find a better one and switch when open enrollment comes around. I’ll also check to see if you qualify for any subsidies that could potentially save you a lot of money. I’ll make it as painless as possible.


HSA plans take the confusion out of health insurance and that fits my straightforward business philosophy of work hard and work smart to a tee. HSA plans are hard working because they earn interest tax-free. Your investment grows faster that way, and health savings accounts never stop working for you. Any funds you don’t use for qualified health care keep growing year after year.



Hanging out with friends.

These plans are a smarter way to manage health care, too. Even when you retire, you can withdraw funds for qualified health care expenses without paying taxes on the withdrawal. After retirement, you can actually withdraw HSA funds to pay for anything at all, but you do have to pay taxes on withdrawals not used for health care.

Health care sharing programs

Health care sharing programs have been gaining popularity recently and now, there are more than a million members nationwide. These plans are not insurance and are regulated differently, which a lot of people find appealing. These programs are called medical cost sharing because qualifying medical expenses are shared among members.

ColoHealth offers a unique plan that combines a health care sharing plan with a HSA through MPowering Benefits.

Here’s what makes me who I am.

My father is the person who has influenced me the most. He and my mom were married when they were eighteen and they have been together for forty years. Dad taught me how important integrity is and how important it is to live and act ethically.

I understand how important providing health care for your family truly is. You work hard for your health care dollars and I work hard to give you the customer service you deserve.

Another great passion in my life is playing and writing music. I’ve been playing professionally for over 15 years and have a record available on iTunes. This has given me the opportunity to travel the country and share the stage with some amazing artists, including Derek Trucks, Edwin McCain, Sister Hazel and John Mayer.

Playing Music

Seeing people being moved by my songs made me see I want to use my abilities and talents to help people. Life can be tough sometimes and an optimistic positive attitude goes a long way in overcoming those situations. I love making people laugh and enjoy themselves. We all have a responsibility to help each other and make this world a great place to live for everyone.

How can I help you?

Check out our Additional Benefits page for resources and special discounts that will save you money. We have discounts on lab costs and prescription drugs there. You can use our free medical bill negotiation service, too. Many of these benefits are absolutely free, so please take advantage of them.

We make it just as quick and easy to get quotes online and we have hundreds of choices from insurers that have earned a rating of A- or above for financial soundness.

With a free confidential consultation, I can help you compare plans and point out how you can save on health care.

As an independent agent, I can show you plans from different insurers – not just a single company – so you have the best opportunity to get coverage that fits your needs at the lowest price available anywhere. Congratulations on finding Colohealth and I look forward to serving you soon.




Justin Brogdon
Colorado Health and Life Insurance Expert
Direct Line: 800-913-3610
View My Online Appointment Scheduling System


  • Plans approved and authorized under the Affordable Care Act
  • Covers Pre-Existing conditions
  • Low cost subsidized plans available to those earning
    < 400% of the federal poverty level
  • Unlimited lifetime benefits
  • Available during open enrollment (November 1 – January 15), or if you qualify for a Special Enrollment Period

Learn More About Colorado Health Insurance


  • Not health insurance, but a way for like-minded individuals to share medical expenses
  • Waiting periods on pre-existing conditions
  • May exclude sharing for certain conditions or activities
  • Enroll any time
  • Much lower monthly cost than unsubsidized health insurance

Learn More About Healthshares