Low Cost International Travel Insurance
Most health insurance plans provide limited (if any) coverage outside the United States. Getting sick or injured in a foreign land and culture can be scary and intimidating. Through our International insurance resources, we try to put you a little more at ease by providing you a safety net. Through SelectaPlan®, we’ll match you with the plan(s) that best suits your needs.
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This inexpensive coverage enables you to recover non-refundable, unused payments and deposits when your trip is cancelled or interrupted for a variety of reasons. Benefits are also available for travel delays, baggage delays, emergency medical evacuation and more. Learn more about Trip Cancellation Coverage.
Patriot Travel Medical Insurance®
Individual & family (5 days up to 2 years coverage)
Patriot Travel offers up to $2,000,000 of coverage to U.S. citizens or foreign citizens, including medical evacuation and repatriation. When signing up, you can choose your deductible and policy limit. This plan is perfect if you’re traveling for business or merely taking a trip abroad.
Patriot Extreme® Travel Medical Insurance
Extreme athletics and adventure insurance
Patriot Extreme is designed for the adventurous International traveler. Patriot Extreme provides benefits for those traveling abroad who also intend to participate in a select group of athletic activities or extreme sports.
Patriot Executive® Travel Medical Insurance
Business traveler (annual coverage)
If you are an executive that travels frequently outside your country of citizenship throughout the year, don’t risk finding yourself ill or injured in a foreign country. Make sure you have a plan that provides appropriate medical coverage. Patriot Executive provides up to US$1,000,000 of medical coverage for these individuals and their families.
Patriot Exchange Program-SM
Cultural Exchange Student insurance plans
Designed for students studying abroad or participants of cultural exchange programs. Two plan options are available. Basic short term travel plan is an economical plan while the Standard short-term travel plan is designed to meet the U.S. visa travel insurance requirements. Plans are available in monthly increments and if a minimum of 3 months is purchased, coverage may be renewed (without break in coverage) for a total of 24 months.
Travel Protection for trips up to 30 days
This inexpensive coverage enables you to recover non-refundable, unused payments and deposits when your trip is canceled or interrupted for a variety of reasons.
Benefits are also available for travel delays, baggage delays, emergency medical evacuation and more. Patriot T.R.I.P. protects travelers who are unable to travel or have their trip interrupted due unforeseen events, such as sudden illness or injury, death in the family, your destination being classified as uninhabitable, evacuations due to national emergencies, bankruptcy of the travel provider, and many more.
Includes coverage of emergency medical expenses and evacuation, travel delay, lost baggage, baggage delay, and more.
Patriot T.R.I.P. Elite-SM
First Class Travel Protection
To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite, a premier travel insurance program. You expect top-notch service if the unexpected should happen. Patriot T.R.I.P. Elite offers a high level of benefits to travelers who need more coverage than provided by the Patriot T.R.I.P. program. The Patriot T.R.I.P. Elite program increases the benefit amount for emergency medical, emergency medical evacuation, travel delay, baggage, trip interruption and adds a new benefit for violent attacks. Make sure you have the premier protection you need with Patriot T.R.I.P. Elite
Patriot Student-SM T.R.I.P.
Student Travel Insurance Program
Patriot Student T.R.I.P. is a “budget conscious” travel insurance program designed to provide important benefits to students for many of those unforeseen circumstances that may force the cancellation or interruption of a covered trip. This program also includes coverage for trip cancellation or interruption travel and baggage delay, lost or stolen baggage, emergency medical expenses and emergency medical evacuation.
Global Medical Insurance®
Individual & family (1 year or longer)
Global Medical Insurance is a long-term, annually renewable, U.S.-style major medical insurance plan. There are three plan options available: Silver, Gold, and Platinum. The Silver and Gold plans provide $5,000,000 of lifetime coverage, while the Platinum plan provides $8,000,000 of lifetime coverage. Global Medical Insurance offers two areas of coverage to non-U.S. citizens and to U.S. expatriates who want a quality medical insurance plan that will respond to their medical needs anywhere in the world.
Employer sponsored group insurance
The Global Employer’s Option (GEO) Group is one of the most comprehensive group hospital, surgical, medical and life insurance programs in the world. This program is designed for employers with employees who are either U.S. or Canadian citizens who reside abroad and may return to the US or Canada temporarily (for less than 12 months), or are overseas local and third country national employees. GEO Group allows employers to carve out their International employees to provide them with U.S.-style benefits and worldwide coverage. This program includes medical, dental, life and indemnity benefits for these employees and their families.
Patriot Group Travel Medical Insurance®
5 or more individuals (5 days up to 2 years)
Patriot Group Travel Medical Insurance is designed for organizations who have a group of 5 or more members that will be traveling together, and are traveling to a destination that is not the home country of any of the traveling members. Patriot Group Travel Medical Insurance provides the same benefits as the individual Patriot Travel Medical Insurance but with a 10% discount for applying as a group.
Emergency Medical Evacuation
Sky Rescue provides emergency medical evacuation and scheduled coverage for individuals under the age of 65 traveling outside their home country for a minimum of three months. The plan may be purchased for three months, six months or 12 months and can be rewritten for succeeding or subsequent periods. New Deductible, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions will apply and a new application must also be completed.
Student Health AdvantageSM
Long-term, worldwide medical insurance for groups of 2 or more international students
Student Health Advantage
Student Health Advantage is designed to meet the needs of student visa requirements for group members and their dependents. This plan includes benefits for maternity, mental health and organized sports. After a period of 12 months, pre-existing conditions will be covered as well.
Patriot Group Exchange Program-SM
Group cultural exchange student insurance plans
Designed for a group of students studying abroad or participants of a group cultural exchange program. Three plan options are available. Basic short term travel plan is an economical plan. Standard short-term travel plan is designed to meet the U.S. visa travel insurance requirements. Long-term annual plan has the flexibility to be tailored to meet specific needs of each program and can be renewed annually. Plans are available in monthly increments and if a minimum of 3 months is purchased, coverage may be renewed (without break in coverage) for a total of 24 months.
The information above is only a consolidated description of the current international insurance products and trip cancellation plans available through this website. Please refer to the Certificate Wording for the specific terms and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Certificate Wording is available upon request. Patriot Travel Medical Insurance, Patriot Group Travel Medical Insurance, Patriot Extreme, Patriot Executive, Sky Rescue, Global Medical Insurance, GEO Group, Patriot Exchange Program, Patriot Group Exchange Program and Student Health Advantage are administered by International Medical Group, Inc. and underwritten by Sirius International Insurance Corporation. Patriot T.R.I.P. and Patriot Student T.R.I.P. and Patriot T.R.I.P. Elite are private-label names for trip cancellation insurance and other travel related benefits and services made available by membership in the National Small Business Travel & Health Association. The program manager is iTravelInsured®, a wholly owned subsidiary of IMG. Patriot T.R.I.P. and Patriot Student T.R.I.P plans are administered by iTravelInsured and underwritten and offered where available by Delos Insurance. Patriot T.R.I.P. Elite is administered by iTravelinsured and underwritten and offered where available by Delos Insurance Company or Sirius International Insurance Corporation. IMG, International Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite, Patriot Student T.R.I.P., Patriot Travel Medical Insurance, Patriot Extreme, Global Medical Insurance, Patriot Executive, GEO Group, Patriot Exchange Program, Patriot Group Exchange Program, Sky Rescue, Patriot Group Travel Medical Insurance and Student Health Advantage are the trademarks, service marks and/or registered marks of International Medical Group, Inc. © Copyright 2016 International Medical Group, Inc. All Rights Reserved.
COLORADO HEALTH INSURANCE INFORMATION
- Plans approved and authorized under the Affordable Care Act
- Covers Pre-Existing conditions
- Low cost subsidized plans available to those earning
< 400% of the federal poverty level
- Unlimited lifetime benefits
- Available during open enrollment (November 1 – January 15), or if you qualify for a Special Enrollment Period
COLORADO HEALTH COST-SHARING INFORMATION
- Not health insurance, but a way for like-minded individuals to share medical expenses
- Waiting periods on pre-existing conditions
- May exclude sharing for certain conditions or activities
- Enroll any time
- Much lower monthly cost than unsubsidized health insurance