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Colorado’s “Public Option” for Health Insurance: Does It Work?

Colorado’s “Public Option” for Health Insurance: Does It Work?

by Leslie Alford | Aug 16, 2026 | Colorado Health Insurance, Health Insurance

Colorado is leading the charge in trying to reshape health insurance with its Colorado public option. Supporters claim it will lower premiums and expand access to care. Critics warn it could disrupt the healthcare market and limit choices. So, what’s the reality?...
Hospital Indemnity Insurance: Do Colorado Families Need It?

Hospital Indemnity Insurance: Do Colorado Families Need It?

by Leslie Alford | Aug 6, 2026 | Colorado Health Insurance, Health Insurance

Colorado regulators approved a weighted average increase above 21% on 2026 individual market rates, and higher deductibles are what most households felt first. That is the pressure that sends people looking at hospital indemnity insurance, so let me tell you plainly...
Hospital Indemnity Insurance: Do Colorado Families Need It?

Does Health Insurance Cover Desoxyn? What Colorado Plans Pay

by Leslie Alford | Jul 7, 2026 | Colorado Health Insurance, Health Insurance

A 30-day supply of brand-name Desoxyn can cost $590 to $1,135 in cash, and many health plans will not pay for it without prior authorization. If you or your child was just prescribed this ADHD medication, the pharmacy counter may have delivered real sticker shock. You...
How to Get Health Insurance Outside Open Enrollment

How to Get Health Insurance Outside Open Enrollment

by Misty Berryman | Jul 7, 2026 | Colorado Health Insurance, Health Insurance

If you need health insurance outside Open Enrollment, you still have options to stay protected. Key Takeaways Missing open enrollment does not mean going without coverage. Options such as special enrollment periods, health sharing plans, COBRA, and new employer...
What Is Hospital Indemnity Insurance? Do Colorado Families Need It?

What Is Hospital Indemnity Insurance? Do Colorado Families Need It?

by Leslie Alford | Jul 2, 2026 | 1st, Colorado Health Insurance, Health Insurance

Hospital indemnity insurance promises cash when a hospital stay hits, and with the average stay costing about $3,132 per day, that promise sounds tempting. In 2026, a Colorado family with a marketplace plan could owe up to $21,200 out of pocket before their plan pays...
How to Lower Your Colorado Health Insurance Costs

How to Lower Your Colorado Health Insurance Costs

by Christine Corsini | Jun 30, 2026 | 1st, Colorado Health Insurance, Health Insurance

Colorado health insurance costs reached a 10-year high in 2026, but most residents have more ways to reduce what they pay than they realize. Why Colorado Health Insurance Costs Surged in 2026 This year’s premium increases caught many Coloradans off guard....
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