Hospital Indemnity Insurance: Do Colorado Families Need It?
Colorado regulators approved a weighted average increase above 21% on 2026 individual market rates, and higher deductibles are what most households felt first. That is the pressure that sends people looking at hospital indemnity insurance, so let me tell you plainly...
Coloradans, Concierge Medicine and HSAs: A Winning Combination!
Many people have heard that concierge medicine is the newest trend in health care, and are interested in how it works and whether it can be cost-effective to use the services of a concierge provider. For those of you who own an HSA, you may find that concierge...
Does Health Insurance Cover Desoxyn? What Colorado Plans Pay
A 30-day supply of brand-name Desoxyn can cost $590 to $1,135 in cash, and many health plans will not pay for it without prior authorization. If you or your child was just prescribed this ADHD medication, the pharmacy counter may have delivered real sticker shock. You...
How to Get Health Insurance Outside Open Enrollment
If you need health insurance outside Open Enrollment, you still have options to stay protected. Key Takeaways Missing open enrollment does not mean going without coverage. Options such as special enrollment periods, health sharing plans, COBRA, and new employer...
What Is Hospital Indemnity Insurance? Do Colorado Families Need It?
Hospital indemnity insurance promises cash when a hospital stay hits, and with the average stay costing about $3,132 per day, that promise sounds tempting. In 2026, a Colorado family with a marketplace plan could owe up to $21,200 out of pocket before their plan pays...
Message from Wiley Long
President – ColoHealth
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