Select Health Colorado
A Simple, Helpful Guide
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All You Need to Know About Select Health Colorado
Many of our clients choose Select Health for its strong network and no-fuss plans.
Select Health Colorado is a nonprofit carrier that’s earned the trust of thousands of Coloradans.
With access to over 50 facilities and 9,000+ providers—including names like UCHealth, Intermountain, and Monument Health—they make high-quality care more accessible across the state.
But it’s not just about access. Select Health stands out with simple, straightforward plan designs, $0 virtual visits, wellness rewards up to $580 per year, and top-rated support teams who actually answer the phone.
If you’re looking for a plan that’s designed to work with you, not against you, Select Health is worth a closer look.
$0 Virtual Visits
Virtual appointments with Intermountain or UCHealth doctors for urgent, primary, or mental health needs are always included at no extra cost.
Flexible Benefits Card (On Eligible Plans)
Some plans include a spending card for wellness items like groceries, utilities, gym memberships, or over-the-counter essentials—depending on eligibility.
Wellness Rewards Program
Earn up to $580 per year just by completing simple wellness activities like checkups, screenings, immunizations, and even online health classes.
Bilingual Member Advocates
Select Health offers real people—available in English or Spanish—to help you find doctors, schedule visits, or explain how your plan works.
Preventive Care Included
Every plan includes important preventive services like annual physicals, routine screenings, and immunizations—helping you stay ahead of health issues year-round.
Broad Provider Network
Access to 9,000+ Colorado providers, including major systems like UCHealth, Intermountain Health, Monument Health, and several top-rated local hospitals.
Rx Savings Solutions
Get alerts about lower-cost options for your prescriptions, including price comparisons between nearby pharmacies and alternative medications that cost less.
Friendly Local Support Team
Talk to someone who actually listens. Select Health’s Colorado-based support team helps with everything—fast answers, no long hold times.
Plan Offerings from Select Health Colorado
Individual and Family
Plans
Select Health offers Bronze, Silver, and Gold-level options, along with Colorado Option plans designed for more predictable, everyday costs.
All plans are available through Connect for Health Colorado, where most members also apply for financial help for which they qualify.
If you’re eligible for cost-sharing reductions, Silver plans can be a smart way to lower what you spend on routine care and prescriptions.
Bronze is a fit for people who rarely go to the doctor. Gold makes sense if you expect to use your plan often.
Colorado Option plans add even more value. You’ll see benefits kick in faster and pay less upfront when care is needed.
Medicare Advantage
Plans
Select Health’s Medicare Advantage options are built to simplify life—medical, dental, vision, and prescriptions all work together in one place.
Most plans include $0 visits for primary care, along with tools for mental wellness, fitness, and even transportation.
You’ll also get access to Rx Savings Solutions, a built-in resource that alerts you to lower-cost medication options.
Some plans also include grocery and utility funds, which can help stretch your monthly budget.
The goal is simple: make life after 65 feel easier—not more complicated.
Dual Special Needs
Plans (D-SNP)
If you have both Medicare and Medicaid, Select Health offers a plan that’s built specifically for your situation.
These plans include $0 for medical visits plus enhanced support for vision, dental, and prescriptions.
The extra help makes a big difference in everyday life—without adding more paperwork or out-of-pocket expenses.
Get a Quote & Enroll in Select Health Colorado Today
Getting started with Select Health Colorado is simple—and we’re here to walk you through every step. You can apply online in just a few minutes or speak with our team for one-on-one help.
Need Help?
Call us at 800-913-6381 or schedule a free consultation with a ColoHealth advisor. We’ll help you compare options, answer questions, and get enrolled without the stress.
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Here’s what the process looks like:
- Enter your zip code, then click “Show Me Rates Now” to get started.
- Enter your personal information into the quote form, then click the “View Quotes” button.
- Find the plan you want and click the “Add to Cart” button.
- Scroll down to the very bottom of the quotes and click the “View Cart” button.
- Then click the “Checkout” button and follow the instructions.
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What’s Included with Select Health Colorado Plans?
Plan Features | Select Health |
|---|---|
| Deductible | Ranges from $0 to $7,500 depending on plan tier and type |
| Plan Types Available | Bronze, Silver, Gold, HSA-qualified, and Colorado Option plans |
| Doctor Network | Over 9,000 providers in Colorado, including UCHealth, Intermountain, and more |
| Primary Care Visits | As low as $0 on most Silver and Gold plans |
| Specialist Visits | Typically $40–$90, based on plan selection |
| Urgent Care | Starts at $40, or 50% after deductible on some Bronze/Option plans |
| Virtual Visits | $0 when using Intermountain or UCHealth for urgent, primary, or mental care |
| Preventive Services | Included at no extra cost on every plan |
| Prescriptions (Tier 1) | Starts at $10–$30, depending on the plan and tier level |
| Wellness Rewards | Earn up to $580/year for completing basic wellness activities |
| Flexible Benefits Card | Available on select plans; can be used for groceries, fitness, utilities |
| Dental/Vision (Medicare) | Included in all ACA plans; services apply based on plan benefits and network use |
| Maternity Benefits | $0 virtual therapy visits; in-person visits vary by plan. |
| Extra Support Services | Member Advocates, Rx Savings, transportation, wellness tools, and more |
Select Health Colorado: Pros & Cons
Select Health Colorado Pros
- Strong presence in Colorado with plans in 19 counties, including rural and mountain regions.
- Colorado Option plans offer first-dollar benefits and more predictable out-of-pocket costs.
- Medicare Advantage plans include extras like grocery cards, utility help, and $600 wellness funds.
- Dual Special Needs Plans (D-SNP) come with $0 costs across the board and enhanced support services.
- Members get access to Connect Care + UCHealth virtual urgent care around the clock.
Select Health Colorado Cons
- Limited flexibility outside Colorado unless it’s an emergency or urgent need.
- Cost-sharing on Colorado Option Bronze plans can feel steep until the deductible is met.
- Dental and vision are only included on Medicare plans—not part of standard Bronze, Silver, or Gold tiers.
- Rx tier structure may lead to higher costs for certain brand-name or specialty medications.
- HSA-qualified plans are limited to specific structures—for more flexibility, consider the HSA Secure Plan, which pairs with health sharing.
Add More Value with an HSA MEC Plan
Pairing Select Health with an HSA MEC (Minimum Essential Coverage) plan is a great way to maximize tax savings while staying compliant.
While Select Health offers HSA-qualified plans, many people still want more freedom in how they manage everyday expenses—especially if they combine it with direct primary care or cost-sharing strategies.
That’s where our HSA Secure Plan comes in.
Why Pair Select Health Colorado with an HSA MEC?
Tax Savings
HSA contributions are tax-deductible, grow tax-free, and can be used for qualified medical expenses—without being taxed.
Total Spending Control
Use your HSA funds the way you want—on supplements, alternative care, or treatments outside your Select Health plan.
Long-Term Financial Growth
Your HSA can double as a retirement strategy, with investment options and rollover flexibility that never expires.
Smart Pairing Strategy
ColoHealth recommends pairing HSA MEC with health sharing or high-deductible plans for more flexibility, savings, and control.
Adding HSA MEC to your health strategy puts more power—and more peace of mind—back in your hands.
FAQs About Select Health Colorado
How can I find a doctor within the Select Health network?
You can use the “Find Care” tool on the Select Health website to search for doctors or facilities in Colorado. Additionally, Member Advocates are available to assist in finding the right provider.
How do I make premium payments to Select Health?
Premium payments can be made online through the Select Health website. Members can also set up automatic payments or make one-time payments without an account.
Does Select Health offer virtual care services?
Yes, Select Health provides virtual care options, including urgent care, primary care, mental health, and nutritional support, often at no out-of-pocket cost when using in-network providers.
Does Select Health cover prescription medications?
Yes, Select Health covers prescription medications through its pharmacy network, Scripius, which includes over 45,000 pharmacy locations nationwide.
What wellness programs does Select Health offer?
Select Health offers wellness rewards, preventive care services, and programs like Healthy Beginnings and care management to support members’ health and well-being.
What is the Member Toolkit offered by Select Health?
The Member Toolkit provides resources such as access to plan details, claims information, ID cards, and tools like the Medical Cost Estimator to help members manage their health care.
Health Insurance Instant Quote
HEALTH INSURANCE INFORMATION
- Plans approved and authorized under the Affordable Care Act
- Covers Pre-Existing conditions
- Low cost subsidized plans available to those earning
< 400% of the federal poverty level - Unlimited lifetime benefits
- Available during open enrollment (November 1 – January 15), or if you qualify for a Special Enrollment Period
Healthshare Instant Quote
HEALTH COST-SHARING INFORMATION
- Not health insurance, but a way for like-minded individuals to share medical expenses
- Waiting periods on pre-existing conditions
- May exclude sharing for certain conditions or activities
- Enroll any time
- Much lower monthly cost than unsubsidized health insurance