Critical Illness Coverage

When you’re diagnosed with a critical illness, such as heart disease or cancer, the last thing you want to think about are your finances. Having a health insurance plan is no guarantee that all your medical expenses associated with your illness will get covered. If you have a policy with a high-deductible, you could end up paying thousands of dollars before meeting your deductible.

Critical illness plans are designed to give you financial security and peace of mind so you can concentrate on getting well. Treatment costs associated with cancer, stroke or heart disease are high. A critical illness insurance policy will help pay for both medical and non-medical expenses you’ll incur on your road to recovery.

Coverage for a Range of Medical Treatment

Once you are diagnosed with a critical illness, the policy will pay out a one-time cash benefit up to 100% of the plan’s maximum benefit. The benefit level will vary depending on the medical condition.

Other conditions and procedures are also covered but payout benefits might vary depending on the carrier and plan type.

Help When You Need It The Most

• Home health care
• Caregivers
• Rehabilitation
• Prescription drug costs

Although health, life, accident and disability insurance offer important coverage, critical illness plans can offer unequalled financial protection. Critical illness insurance plans help fill in the financial gaps not covered by those other types of plans.